Welcome to the Advantage 1 Funding rates page. Complete an online application today!

Current posted rates are in effect as of 10/31/2011 1:56:01 PM Central Time.
Rates and fees are subject to change without notice. A Good Faith Estimate of fees and a Truth in Lending will be disclosed within 3 business days of receiving a signed loan application and all of borrowers financial information needed to qualify for the loan. The Good Faith Estimate and Truth in Lending are NOT a committment to lend and you are not required to complete the loan merely because you have received these disclosures or signed a loan application.

 

30 Yr Fixed Conv Conf
RatePointsAPRLock Days
4.125%0.000%4.180%15
The APR is calculated using a loan amount of $417,000 and these typical fees.


30 Yr Fixed Conv High Balance
RatePointsAPRLock Days
4.375%0.000%4.422%15
The APR is calculated using a loan amount of $500,000 and these typical fees.


30 Yr Fixed FHA
RatePointsAPRLock Days
3.750%0.000%3.948%15
The APR is calculated using a loan amount of $200,000 and these typical fees.


30 Yr Fixed FHA High Balance
RatePointsAPRLock Days
4.000%0.000%4.130%15
The APR is calculated using a loan amount of $500,000 and these typical fees.

30 yr Fixed Conv. Conf - Based on a refinance with a loan amount of $417,000 and 20% equity. Based on FICO of 740 and with an impound account. Monthly Principal and interest payment of $2197.02    .

30 yr Fixed Conv. High Balance - Based on a refinance with a loan amount of $500,000 and 20% equity. Based on FICO of 740 and with an impound account. COUNTY LOAN LIMITS APPLY! This loan based on Riverside County loan limit. Monthly Principal and interest payment of $2672.50.

30 yr Fixed FHA - Based on a streamline refinance with a loan amount of $200,000 and a max LTV of 97.75%. Based on FICO of 680 and with an impound account. Monthly Principal and interest payment of $1038.56.

30 yr Fixed FHA High Balance - Based on a streamline refinance with a loan amount of $500,000 and a max LTV of 97.75%. Based on FICO of 680 and with an impound account. COUNTY LOAN LIMITS APPLY! This loan based on Riverside County loan limit. Monthly Principal and interest payment of $2634.32.

 

 

 

 

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Advantage 1 Funding is an Equal Housing Lender. Sierra Pacific Mortgage Co., Inc DBA Advantage 1 Funding is licensed by the California Department of Corporations under the Residential Mortgage Lending Act. DOC License #8171177, NMLS #368731 

 


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